If your business operates in a high risk industry, it’s likely that you will need a instant approval high risk merchant account to accept payments for your products and services. High risk merchant accounts offer specialized payment processing solutions that cater to the unique needs of high risk industries, including high risk payment processing, high risk payment gateways, high risk credit card processing, online payments, and ACH payments. Instant approvals for high risk merchant accounts are rare but achievable for well-established businesses.